
About This Property
Cottage Bay Apartments comprises 172 units in Bremerton, serving low-income families and disabled residents through 169 deed-restricted affordable units. The community offers a mix of one, two, and three-bedroom floor plans with 40 one-bedroom, 88 two-bedroom, and 44 three-bedroom units. The property has been in service since 2004 and receives 4% Low-Income Housing Tax Credit financing through tax-exempt bonds.
Waitlist Information
Waitlist managed by Housing Authority of the City of Bremerton
Eligibility requires being at least 18, meeting HUD income guidelines, and passing a criminal background check; applicants were placed on the waiting list by random lottery, by order of preferences.
Waitlist is not currently open as of January 2025. Applicants must register for an account on RENTCafé to be apprised of openings. Waitlists are for long-term rental assistance, and households could wait between 2-4 years for initial contact.
Waitlist data provided by section8waitlist.org
Updated July 7, 2026
Property Details
Fair Market Rent - Kitsap County, WA
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $1,389 |
| 1 Bedroom | $1,559 |
| 2 Bedroom | $2,049 |
| 3 Bedroom | $2,698 |
| 4 Bedroom | $3,181 |
Income Limits - Kitsap County, WA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $19,800
- Very Low (50%)
- $32,950
- Low (80%)
- $52,750
- Extremely Low (30%)
- $22,600
- Very Low (50%)
- $37,650
- Low (80%)
- $60,250
- Extremely Low (30%)
- $25,450
- Very Low (50%)
- $42,350
- Low (80%)
- $67,800
- Extremely Low (30%)
- $28,250
- Very Low (50%)
- $47,050
- Low (80%)
- $75,300
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $50,850
- Low (80%)
- $81,350
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $54,600
- Low (80%)
- $87,350
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $58,350
- Low (80%)
- $93,400
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $62,150
- Low (80%)
- $99,400
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $19,800 | $32,950 | $52,750 |
| 2 Persons | $22,600 | $37,650 | $60,250 |
| 3 Persons | $25,450 | $42,350 | $67,800 |
| 4 Persons | $28,250 | $47,050 | $75,300 |
| 5 Persons | $31,040 | $50,850 | $81,350 |
| 6 Persons | $35,580 | $54,600 | $87,350 |
| 7 Persons | $40,120 | $58,350 | $93,400 |
| 8 Persons | $44,660 | $62,150 | $99,400 |
Advertisement
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Bremerton, WA?+
The Fair Market Rent (FMR) for Kitsap County, WA is: $1389 (Studio), $1559 (1BR), $2049 (2BR), $2698 (3BR), $3181 (4BR). Actual rent at subsidized properties like Cottage Bay Apartments is typically 30% of household income or less.
What size apartments are available at Cottage Bay Apartments?+
Cottage Bay Apartments offers the following unit types: 40 One-Bedroom, 88 Two-Bedroom, 44 Three-Bedroom units, for a total of 172 units.
Who is eligible to live at Cottage Bay Apartments?+
Cottage Bay Apartments primarily serves families, persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Who manages Cottage Bay Apartments?+
Cottage Bay Apartments is managed by . You can reach them at . Visit their website for more information.
What is the price range for apartments in Bremerton, WA?+
Based on Fair Market Rent for Kitsap County, the estimated price range is: 1-bedroom: $1559, 2-bedroom: $2049, 3-bedroom: $2698. Actual rent at Cottage Bay Apartments may be lower for income-eligible households.
Is there a waitlist for Cottage Bay Apartments?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What are the income limits for affordable housing in Kitsap County, WA?+
For a 4-person household in Kitsap County, WA, the income limits are: Extremely Low Income (30% AMI): $28,250, Very Low Income (50% AMI): $47,050, Low Income (80% AMI): $75,300. These limits are set by HUD and updated annually.
How do I apply for housing at Cottage Bay Apartments?+
Cottage Bay Apartments is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
More Affordable Housing Near Cottage Bay Apartments

Charter House
Bremerton, WA
30 Units
Park Place Apartments
Bremerton, WA
86 Units
Vintage At Bremerton Senior Living
Bremerton, WA
143 Units
Shadow Creek
Bremerton, WA
8 Units
Griffin Glen
Bremerton, WA
96 Units
Winfield Apartments
Bremerton, WA
12 Units