Affordable Housing Hub

Affordable Housing in Otsego County, New York

5 cities with 10 housing listings · Pop. 22,865

10
Total Listings
5
Cities
1
Public Housing
4
LIHTC
5
Authorities
1
Open Waitlists

1 waitlist is currently open in Otsego County

Apply before waitlists close. Check each listing for details and deadlines.

Fair Market Rent - Otsego County, NY

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$719
1 Bedroom$879
2 Bedroom$1,061
3 Bedroom$1,304
4 Bedroom$1,413

Income Limits - Otsego County, NY

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$14,600
Very Low (50%)
$24,300
Low (80%)
$38,850
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$27,800
Low (80%)
$44,400
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$31,250
Low (80%)
$49,950
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$34,700
Low (80%)
$55,500
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$37,500
Low (80%)
$59,950
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$40,300
Low (80%)
$64,400
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$43,050
Low (80%)
$68,850
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$45,850
Low (80%)
$73,300

All Cities in Otsego County

Frequently Asked Questions About Housing in Otsego County, NY

How many affordable housing options are in Otsego County, New York?+

Otsego County, New York has 10 affordable housing listings across 5 cities, with a total of 112 housing units. This includes 1 public housing, 4 LIHTC, and 5 housing authority listings.

What cities in Otsego County have affordable housing?+

Otsego County has affordable housing in 5 cities. The top cities include Oneonta, Edmeston, Milford, Unadilla, Richfield Springs. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in Otsego County, New York?+

The HUD Fair Market Rent (FMR) for Otsego County, New York is: Studio: $719, 1BR: $879, 2BR: $1061, 3BR: $1304, 4BR: $1413. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in Otsego County, New York?+

For a 4-person household in Otsego County, New York: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $34,700, Low Income (80% AMI): $55,500. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in Otsego County, New York?+

To apply for affordable housing in Otsego County, New York: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in Otsego County, New York?+

Otsego County, New York offers three main types of affordable housing: Public Housing (1 listings) — government-owned properties with income-based rent; LIHTC (4 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (5 listings) — agencies administering Section 8 vouchers and public housing programs.

Are there open waitlists for affordable housing in Otsego County, New York?+

Yes, there are currently 1 housing authority with open waitlists in Otsego County, New York. Browse the city listings below and look for the waitlist status badges to find open applications. Waitlist availability changes frequently, so check back often or contact the housing authority directly.

How large is the population of Otsego County?+

Otsego County has an estimated population of 22,865 across 5 cities. With 10 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

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