
About This Property
Cottage Court provides 32 units of affordable housing in Cold Spring, Minnesota, with 26 units designated for low-income residents. The property was placed in service in 1996 and utilizes 9% Low-Income Housing Tax Credits to support its operation. The community is managed by a professional property management team.
Waitlist Information
Waitlist managed by Stearns County Housing and Redevelopment Authority
The waiting list is continuously open with no predetermined closing date. The Stearns County HRA does not offer a Public Housing program for senior/disabled households and offers one community with 20 units for families that qualify for three bedrooms. Qualified applicants are placed by the date and time the pre-application is received.
The Section 8 Housing Choice Voucher Program waiting list is currently closed. When open, a random lottery selects 200 applicants from the application pool, and only one application per household is allowed.
Waitlist data provided by section8waitlist.org
Updated July 7, 2026
Property Details
Fair Market Rent - Stearns County, MN
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $877 |
| 1 Bedroom | $906 |
| 2 Bedroom | $1,155 |
| 3 Bedroom | $1,531 |
| 4 Bedroom | $1,820 |
Income Limits - Stearns County, MN
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $16,600
- Very Low (50%)
- $27,650
- Low (80%)
- $44,250
- Extremely Low (30%)
- $19,000
- Very Low (50%)
- $31,600
- Low (80%)
- $50,600
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $35,550
- Low (80%)
- $56,900
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $39,500
- Low (80%)
- $63,200
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $42,700
- Low (80%)
- $68,300
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $45,850
- Low (80%)
- $73,350
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $49,000
- Low (80%)
- $78,400
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $52,150
- Low (80%)
- $83,450
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $16,600 | $27,650 | $44,250 |
| 2 Persons | $19,000 | $31,600 | $50,600 |
| 3 Persons | $21,960 | $35,550 | $56,900 |
| 4 Persons | $26,500 | $39,500 | $63,200 |
| 5 Persons | $31,040 | $42,700 | $68,300 |
| 6 Persons | $35,580 | $45,850 | $73,350 |
| 7 Persons | $40,120 | $49,000 | $78,400 |
| 8 Persons | $44,660 | $52,150 | $83,450 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Cold Spring, MN?+
The Fair Market Rent (FMR) for Stearns County, MN is: $877 (Studio), $906 (1BR), $1155 (2BR), $1531 (3BR), $1820 (4BR). Actual rent at subsidized properties like Cottage Court is typically 30% of household income or less.
What are the income limits for affordable housing in Stearns County, MN?+
For a 4-person household in Stearns County, MN, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $39,500, Low Income (80% AMI): $63,200. These limits are set by HUD and updated annually.
Is there a waitlist for Cottage Court?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Who manages Cottage Court?+
Cottage Court is managed by . You can reach them at .
How do I apply for housing at Cottage Court?+
Cottage Court is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Walk Score
Almost All Errands Require a Car
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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