About This Property
White Oak Apartments in Cynthiana, Kentucky offers 24 low-income units comprised of eight one-bedroom and sixteen two-bedroom apartments serving families. The property has been in service since 1995 and is financed through 4% Low-Income Housing Tax Credits. Interested parties can contact the property for additional information and availability.
Waitlist Information
Waitlist managed by Housing Authority of Cynthiana
Currently accepting pre-applications for families and senior/disabled households for units ranging from studios to 5 bedrooms. Preference is given to applicants who live in Cynthiana. Pre-applications are picked up Monday-Friday and hand-delivered on Tuesdays at 148 Federal St., Cynthiana, KY 41031.
Currently accepting applications for all bedroom sizes for the Section 8 Rental Assistance Program; applicants must meet specific income guidelines.
Waitlist data provided by section8waitlist.org
Updated May 8, 2026
Property Details
Fair Market Rent - Harrison County, KY
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $616 |
| 1 Bedroom | $724 |
| 2 Bedroom | $850 |
| 3 Bedroom | $1,128 |
| 4 Bedroom | $1,132 |
Income Limits - Harrison County, KY
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,400
- Very Low (50%)
- $22,300
- Low (80%)
- $35,650
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,450
- Low (80%)
- $40,750
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $28,650
- Low (80%)
- $45,850
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $31,800
- Low (80%)
- $50,900
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,350
- Low (80%)
- $55,000
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $36,900
- Low (80%)
- $59,050
- Extremely Low (30%)
- $39,450
- Very Low (50%)
- $39,450
- Low (80%)
- $63,150
- Extremely Low (30%)
- $42,000
- Very Low (50%)
- $42,000
- Low (80%)
- $67,200
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,400 | $22,300 | $35,650 |
| 2 Persons | $17,420 | $25,450 | $40,750 |
| 3 Persons | $21,960 | $28,650 | $45,850 |
| 4 Persons | $26,500 | $31,800 | $50,900 |
| 5 Persons | $31,040 | $34,350 | $55,000 |
| 6 Persons | $35,580 | $36,900 | $59,050 |
| 7 Persons | $39,450 | $39,450 | $63,150 |
| 8 Persons | $42,000 | $42,000 | $67,200 |
Advertisement
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Cynthiana, KY?+
The Fair Market Rent (FMR) for Harrison County, KY is: $616 (Studio), $724 (1BR), $850 (2BR), $1128 (3BR), $1132 (4BR). Actual rent at subsidized properties like White Oak Apartments is typically 30% of household income or less.
What size apartments are available at White Oak Apartments?+
White Oak Apartments offers the following unit types: 8 One-Bedroom, 16 Two-Bedroom units, for a total of 24 units.
What is the price range for apartments in Cynthiana, KY?+
Based on Fair Market Rent for Harrison County, the estimated price range is: 1-bedroom: $724, 2-bedroom: $850. Actual rent at White Oak Apartments may be lower for income-eligible households.
What are the income limits for affordable housing in Harrison County, KY?+
For a 4-person household in Harrison County, KY, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $31,800, Low Income (80% AMI): $50,900. These limits are set by HUD and updated annually.
Who is eligible to live at White Oak Apartments?+
White Oak Apartments primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Who manages White Oak Apartments?+
White Oak Apartments is managed by . You can reach them at .
How do I apply for housing at White Oak Apartments?+
White Oak Apartments is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for White Oak Apartments?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Open. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Walk Score
Almost All Errands Require a Car
More Affordable Housing Near White Oak Apartments
Millersburg Place
Millersburg, KY
50 UnitsWhite Oak Apartments
Cynthiana, KY
24 UnitsBelmont Place
Cynthiana, KY
24 UnitsRobynwood Heights
Cynthiana, KY
24 Units
Housing Authority of Cynthiana
Cynthiana, KY
467 UnitsRobynwood Heights
Cynthiana, KY
24 Units