Affordable Housing Hub
Public HousingWaitlist Closed

Homeownership

565 Jefferson St, Gary, IN, 46402

Information verified May 8, 2026·We re-check waiting list status daily

Homeownership
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About This Property

This single-unit property is part of a public housing development in Gary, Indiana, within Lake County. The unit features accessibility accommodations for residents with mobility needs. Homeownership offers affordable housing options through a publicly supported residential program.

Waitlist Information

Waitlist managed by Housing Authority of the City of Gary Indiana

Public Housing Waitlist
Closed

The Family Public Housing waitlist is currently closed. The Senior Public Housing waitlist is also currently closed.

Last verified February 17, 2026
Section 8 (HCV) Waitlist
Closed

The HCV waitlist is currently closed. The website mentions that the Section 8 Housing Assistance Program was introduced in 1974 and has 2,442 housing units under lease.

Last verified February 17, 2026

Waitlist data provided by section8waitlist.org

Updated May 8, 2026

Property Details

Total Units
1
Accessible Units
1

HUD Inspection Score

58
Needs Improvement
Inspected May 2014

HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.

Fair Market Rent - Lake County, IN

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$869
1 Bedroom$1,027
2 Bedroom$1,254
3 Bedroom$1,539
4 Bedroom$1,672

Income Limits - Lake County, IN

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$15,900
Very Low (50%)
$26,450
Low (80%)
$42,300
2 Persons
Extremely Low (30%)
$18,150
Very Low (50%)
$30,200
Low (80%)
$48,350
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$34,000
Low (80%)
$54,400
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$37,750
Low (80%)
$60,400
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$40,800
Low (80%)
$65,250
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$43,800
Low (80%)
$70,100
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$46,850
Low (80%)
$74,900
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$49,850
Low (80%)
$79,750

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Frequently Asked Questions

What is the average rent for affordable housing in Gary, IN?+

The Fair Market Rent (FMR) for Lake County, IN is: $869 (Studio), $1027 (1BR), $1254 (2BR), $1539 (3BR), $1672 (4BR). Actual rent at subsidized properties like Homeownership is typically 30% of household income or less.

How many units does Homeownership have?+

Homeownership has a total of 1 housing units.

What is the HUD inspection score for Homeownership?+

Homeownership has a HUD inspection score of 58 out of 100, which is considered below average. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.

Is there a waitlist for Homeownership?+

Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.

What are the income limits for affordable housing in Lake County, IN?+

For a 4-person household in Lake County, IN, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $37,750, Low Income (80% AMI): $60,400. These limits are set by HUD and updated annually.

How do I apply for housing at Homeownership?+

Homeownership is a Public Housing property. To apply, you can start by calling 2198816422, or visiting their website, or contacting the property management office. You may need to submit an application and be placed on a waitlist. Eligibility is typically based on income, family size, and other factors.

Begin Application Now

Nearby Schools

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Lake County, IN

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More Affordable Housing Near Homeownership

Housing Resources in Gary, IN

HUD-Approved Counseling Agencies

CITY OF GARY IN DEPARTMENT OF COMMUNITY DEVELOPMENT

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops